SteadFolio
SteadFolio is a guided investment education web application aimed at complete beginners who want to move from zero knowledge to confident long-term investing. Instead of scattering information across articles and videos, it presents a structured curriculum split into Foundation, Beginner, Intermediate and Advanced levels, where each lesson builds on the previous one and the learner always knows their current position and next step. The product is built around a learning loop of Learn, Practice, Apply, Reflect and Repeat. Practice happens in risk-free simulators: a paper trading tool with virtual money and real market prices, a DCA and compounding simulator, historical scenario challenges such as the 2008 financial crisis, an ETF evaluator, and a financial literacy assessment. Learners can then connect those exercises to a real portfolio by tracking actual holdings, setting a goal and reviewing diversification and allocation in a portfolio dashboard. An AI coach is integrated across the whole journey. The coach is described as stateful rather than a generic chatbot: it remembers the learner's progress, portfolio and topics they struggled with, and follows up with goal check-ins, streak tracking and portfolio feedback that links lessons back to the user's real numbers. Supporting features include a budget calculator, a watchlist, broker comparison pages, and long-term historical market data. SteadFolio is positioned as an education tool rather than a brokerage or advice service and states explicitly that it offers no sales pitch and no investment recommendations. It is free to start, with an in-app account at app.steadfolio.eu; the site lists a pricing page but presents the entry point as free learning.
- Category
- Code
- Pricing
- Free
Problem solved
Beginners who want to invest face too much contradictory information and no clear order in which to learn it, while brokerage apps push products and recommendations. SteadFolio provides a structured, sequenced investment education path combined with risk-free simulators and real portfolio tracking, so learners can build understanding and confidence before committing real money, without being sold financial products.
Use cases
- Learn investing fundamentals step by step as a complete beginner
- Practice trading with virtual money and real market prices before investing
- Simulate dollar-cost averaging and compounding over different time horizons
- Review a real portfolio's allocation, diversification and holdings
- Study how portfolios behaved during historical crises such as 2008
- Ask a stateful AI coach questions about ETFs, risk and monthly investing amounts
- Set and check in on a personal investing goal and learning streak
- Evaluate individual ETFs with real data before buying
Audience
- Hobbyists
- Business Users
- Startups
- Content Creators
- Enterprise
Pros
- Structured curriculum that builds in order rather than presenting scattered content
- Risk-free practice via paper trading, DCA simulator and historical scenarios
- AI coach that remembers learning state and portfolio context
- Explicitly avoids product sales pitches and investment recommendations
- Free to start with portfolio tracking in the same app
Cons
- No GitHub repository or public source code available, so implementation details are undocumented
- Limited third-party verification of lesson quality and simulator data accuracy
- Focus on long-term passive investing may not suit active or advanced traders
- Full feature set requires creating an account
- Includes a pricing page, so some functionality may not be entirely free
Official website: https://steadfolio.eu/
Canonical LambdaBase page: https://www.lambdabase.com/tools/steadfolio